> ## Documentation Index
> Fetch the complete documentation index at: https://docs.superun.ai/llms.txt
> Use this file to discover all available pages before exploring further.
# superun Pay
> Fully managed WeChat Pay and Alipay for mainland China: no merchant onboarding on your side, hosted checkout, orders, and wallet.
## Overview
**superun Pay** is for collecting payments from **users in mainland China** inside your product. It is **fully managed**: you do not apply for your own WeChat Pay or Alipay merchant accounts or wire up payment channels and keys yourself. After you enable it on the **payment plugin details** page, you can use the platform-hosted checkout and order flows.
Individual developers and early-stage projects also do **not** need a business license, corporate bank account, or similar materials just to open a merchant account on your side. **Checkout, collection, callbacks, reconciliation, splitting, and withdrawals** are handled on the platform and licensed-provider side. **WeChat Pay** and **Alipay** are supported together with the hosted checkout. The **private beta application channel is closed**—follow in-product guidance on the China site (historical gradual rollout notes appear in [Billing Announcements](/superun/announcements/pricing) under **2026-05-06**).
**How this relates to Stripe**: For international cards, subscriptions, and similar scenarios, use [Stripe](/superun/integrations/stripe). For WeChat Pay and Alipay in mainland China, use superun Pay.
**Fees, settlement timing, transaction limits, refunds, and withdrawal rules** are defined in the product after you enable payments (plugin, wallet, and related screens). This page does not list rates or day counts.
***
## Benefits and ease of use
### Fully managed, minimal integration work
* **Automatic setup**: When you enable the plugin, the system generates and stores the required keys and credentials securely—no manual configuration.
* **Ready to use**: Enabling the payment plugin provisions the underlying infrastructure; no extra steps.
* **Hosted checkout**: The platform provides a single checkout experience that adapts to WeChat Pay and Alipay—you do not maintain separate flows per method.
### Multiple channels
* Supports **WeChat Pay** and **Alipay**.
* In WeChat, the checkout page can launch WeChat Pay; in Alipay, it can launch Alipay; on desktop, a scan-to-pay QR code can be shown.
* One checkout experience, adapted to the environment.
### Orders and money flow
| Capability | Description |
| ------------------------ | ---------------------------------------------------------------------------------------------------------------- |
| Multi-channel collection | After one-click enablement, you can collect via WeChat Pay and Alipay |
| Order management | View transactions in the plugin; filter and search by status, payment method, and more |
| Refunds | Initiate refunds online; status updates are synced (exact entry points follow the product) |
| Wallet and withdrawals | Proceeds follow the wallet flow; after real-name verification, view balance and withdraw per in-product guidance |
### Getting started (brief)
1. In your project chat, ask to **integrate superun Pay** (or equivalent), or open the **payment plugin details** page and tap **Enable** in the upper right.
2. superun connects payment capabilities based on your product.
3. After users pay, view orders in the plugin; for funds, follow **My Wallet** in the product.
***
## Security and trust
### Licensed payment providers
Collection, payout, and account services are provided by institutions **licensed for payment business by the People’s Bank of China**; underlying channels are operated by compliant partners. Names and legal copy are shown in the product and agreements.
### Funds
* User funds are held by licensed institutions under applicable rules, **segregated** from the platform’s own funds.
* View money movement in **My Wallet**.
* Withdrawals are typically sent only to the **bank card bound during real-name verification**, reducing misuse risk.
### Transaction security
* Payment requests and callbacks use **RSA2048** (and related) signing and verification to reduce tampering or forgery in transit.
* Amounts and order state are determined and updated on the **server**, not by trusting the client alone.
* Payment and refund outcomes are confirmed using server-side queries plus asynchronous notifications.
### Identity verification
Payees complete **real-name verification (merchant onboarding)** as required by regulation. When you enable collection, the product guides you through verification of your **legal name and ID number**; this satisfies **national compliance rules for payment services**, and you can **collect payments only after verification succeeds**. The payment institution reviews submissions—exact fields and steps follow the product.
One verification result is **shared across all projects** under the same superun **account**; new projects **usually** will not walk you through the full flow again (follow in-product prompts).
***
## Payment plugin details page
The plugin has two **tabs**:
* **Intro**: Capability overview, compliance, and trust information—visible **before** enablement.
* **Transactions**: Order list, filters, and related actions—this tab appears **after** you enable the payment plugin.
After enabling, use **Intro** and **Transactions** together to understand payments and orders for the project.
***
## My Wallet
**superun Pay** is **generally available** on the superun **China site**: you **do not** need a separate “private beta approval” to use the wallet and collection flows—follow in-product guidance. **China site (superun.com) only.**
### What it is
**My Wallet** is the **fund management hub** on the superun China site for **individual / business** users, covering **wallet balance, project orders, withdrawals, and sub-account / KYC opening**. It is the single entry point to view and manage funds collected via superun Pay.
### Where to find it
1. Sign in to the superun China site
2. Click your avatar / username in the top-right to open the account menu
3. **My Wallet** appears right below **My Compute Credits**
Available only on the **superun China site (superun.com)**. The overseas site superun.ai does not currently expose this entry.
### Wallet feature matrix
| Entry | Purpose |
| --------------------- | ----------------------------------------------------------------------------------------------------------------------------- |
| **My Wallet** | Main page with three tabs: **Balance** / **Project Orders** / **Withdrawal History** |
| **Sub-account / KYC** | Individual or business onboarding, agreement signing, and bank branch info; the form **auto-simplifies based on entity type** |
| **Project ledger** | Per-project fund records, viewable by project |
| **Gift Cards** | See [Gift Card Guide](/superun/detailed-tips-modules/gift-card-guide) |
### KYC flow improvements
* **Further simplified**: Unnecessary fields and redirect steps have been reduced—common individual KYC can usually be completed in a **handful of steps**.
* **Adapts to entity type**: The onboarding form **auto-simplifies or expands** fields based on whether you choose individual or business, removing irrelevant items.
### Pricing dialog defaults to "Individual" tab
* **Non-business users** on the China site now see the **Individual** sub-tab as the default when opening the pricing dialog, preventing accidental selection of business plans.
* Business users and team admins still land on the appropriate tab based on their role.
### FAQ
* **Can overseas users use the wallet?** Not currently—the wallet is only available on the China site.
* **How long does real-name review take?** Follow the payment institution’s review timing and in-product messages.
* **Do I verify again for every new project?** One account shares verification; new projects usually do not require starting from scratch (follow the product).